creativeapproach

An expert Champion at 460degrees, Jo’s work focuses on developing Self-Sovereign Identity solutions and leading the Architecture & Payments initiatives. 

Initially from the UK, Jo has more than 30 years’ experience in financial services covering software design, bank architecture and strategy, consulting and solution-delivery across the globe. He’s delivered mission critical solutions for both sovereign nations and large financial institutions. He has led large, multi-located teams and has developed an extensive and active network. 

Jo’s wealth of experience in building businesses, solutions and commercial products for banks and software suppliers allows him to guide and collaborate with innovative fintechs, banks, regulators, consulting organisations and product vendors in Australia and internationally. 

Most recently, he led the ANZ Banking Group’s technical strategy, enterprise architecture and solution design function across 32 countries, specialising in payments, open banking, blockchain solutions, digital identity, transaction banking, compliance and messaging solutions. 

Jo is a semi-professional French Horn player and regularly performs at prestigious venues in Melbourne in orchestral, operatic and chamber ensembles. He’s often found rowing on the Yarra River early in the morning.

Articles from Jo Spencer